Phan Minh Ngoc

30/08/2021 10:38

1. Personal information:

Name	Phan Minh Ngoc
Mobile	(+65) 9169 3224
Email:	phanminhngoc@yahoo.com

2. Education

Ph.D. – International Economics, Kyushu University (Japan, 2005).
Master of Arts – Banking and Finance, Nagasaki University (Japan, 2001).
Bachelor of Arts – Labor Economics, National Economics University (Vietnam, 1991).

3. Career Summary

Extensive professional experience specializing in credit and industry analysis to facilitate bank lending decisions, credit protection and business promotion in APAC.
Excellent quantitative and qualitative research skills evidenced by a Ph.D. degree in international economics and a strong publication record in reputable international journals and conferences.

4. Work experience

MUFG Bank (Singapore), Internal Audit Office for Asia – Credit Examination Department,

Vice President, 2019 –2020

Performed on-site credit review of all credit risk related exposures in MUFG and related entities/subsidiaries in APAC by undertaking reviews of credits and effectiveness of credit management.
Performed off-site credit examinations (reviews of credit files for appropriateness of borrower rating and its processes).
Monitored APAC countries: Economic conditions, business policies and credit portfolio of the branches, major credit customers.

Sumitomo Mitsui Banking Corporation (Singapore), Corporate Research Department,

Vice President, 2007 – 2018

Analyzed, monitored and managed credit and industry risks/trends.
Assigned credit ratings for prospective/existing corporate borrowers in APAC.
Conducted in-depth credit research and analysis on borrowers and wrote high quality Credit Memos.
Originated and promoted businesses for APAC Branches and Business Units.
Prepared and presented monitoring and evaluating reports for corporates and industries to all levels of management as well as clients.
Extracted and analyzed information on individuals, corporates, industries and semi- macroeconomic environment in APAC by various methods to facilitate management’s important decisions.
Conducted industry research on banking and finance, shipping, shipbuilding, infrastructure, aviation, metals and mining, etc.
Improved local and regional staff’s credit and industry analysis skills through conducting
training sessions.
Led ad-hoc and regular credit reviews of large corporate borrowers with updated information on their financial and business conditions.
Conducted client due diligence visits and interviews with potential/existing borrowers’ management teams in APAC.
Kyushu University (Japan), 2004 – 2007

Lecturer and Researcher

Taught and conducted research on International Economics.
State Bank of Vietnam (central bank), 1994 – 1997

Senior Officer

Invested and monitored the Bank’s foreign reserves in international financial institutions.

5. Awards

Full scholarship from Japan’s Ministry of Education, Culture, Sports, Science and Technology (Monbukagakusho) for studies in Nagasaki University and Kyushu University.

6. Publications

Hundreds of articles published in reputable international academic journals and newspapers (details will be provided upon request).